BusinessCashAdvanceCORAL SPRINGS, Fla., Nov. 10, 2011 (SEND2PRESS NEWSWIRE) — As banks continue to place strict requirements on business loans for small businesses and merchants, BCA ( continues to grow its business loan alternative financing program to accommodate merchants in need of fast financing.

In addition to the depreciation of equity, bad credit is still a major obstacle for small business owners. The majority of merchants approaching BCA are not even applying for bank business loans. A merchant cash advance, loan alternative has become a primary option for the majority of BCA customers over the last two years. The simplified application process and fast funding makes the cash advance program attractive for businesses.

Prior to the economic downturn, business loans and business lines of credit were readily available from a wide variety of banks, and lending institutions. In today’s economy, the availability of loan financing has been reduced to accommodate a select few.

“Our business cash advance is not actually a loan. The program is based on future sales offering a loan alternative that is available to all types of business owners and merchants, even with bad credit,” explained Larry Yazen, business financing specialist. Unlike business loans, merchant cash advances do not require business planning and long applications. Funding approval is based on a small variety of simple indicators including credit card sales volume.

Business cash advances have proven to be an effective financing solution for many small businesses and merchants in need of a realistic alternative to small business loans. As the economy continues to struggle, BCA is fully committed to expanding small business financing in 2012 to accommodate business in need of working capital.

About BusinessCashAdvance:
Founded by financial professionals, BusinessCashAdvance offers financing to established small businesses. Visit to apply online or call 866-411-0606.

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