Terry Windall

OKLAHOMA CITY, Okla. /Massachusetts Newswire - National News/ -- In an inspiring celebration of creativity and dedication, author Gwendolyn Mukes and illustrator Alex Wallace, a dynamic mother-daughter duo, have been honored with the Lynn McIntosh Award for Excellence at the 35th Annual Oklahoma Book Awards, WF Publications announced today. This significant achievement highlights their exceptional contribution to children's literature and the impact of their recent work on the book "Gwen Didn't Care" (ISBN: 979-8985784428).

JACKSONVILLE, Fla. /Massachusetts Newswire - National News/ -- Dark Matter Technologies (Dark Matter) today announced the appointment of Vikas Rao as deputy chief product officer. Reporting directly to Chief Product Officer Stephanie Durflinger, Rao is charged with overseeing enhancements to the Empower® loan origination system (LOS) and establishing Dark Matter's developer community, which will help lenders embed automation deeper in their origination workflows and more tightly integrate their systems using open application programming interfaces (APIs) and widgets.

DELRAY BEACH, Fla. /Massachusetts Newswire - National News/ -- Spodak Dental Group has been awarded the No. 25 Top Workplaces 2024 honor by The Sun Sentinel in the small business category. This is the eighth time that the Group has won the award. The Spodak Dental Group, an Inc. 5000 honoree, has evolved to become South Florida's premier, comprehensive dental facility.

BOULDER, Colo. /Massachusetts Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced the appointment of Jason Mapes as head of sales. Mapes, who previously served as director of sales for nCino's Mortgage Suite, brings a wealth of experience to spearhead Floify's national sales initiatives.

ATLANTA, Ga. /Massachusetts Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced a new integration using the latest API framework from Intercontinental Exchange (ICE) for mortgage technology. Available via the Encompass Partner Connect™ API Platform, the integration makes it easier for lenders to support homebuyers with the nation's 2,300-plus down payment assistance (DPA) programs.

WESTMINSTER, Colo. /Massachusetts Newswire - National News/ -- This week the National Restaurant Association show in Chicago starts. Booth 5536 (near Square and Toast) will have 6 different demos from the Kiosk Manufacturer Association (KMA). See the Clover POS kiosk integrated with the Samsung VXT digital menus. Also a Square kiosk with that same integration. Both of those will demonstrate the new configurable AI Assist for increased upsell.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- For iPad users, the need to reset without an Apple ID password arises from common issues like forgotten credentials or lost access, highlighting the demand for iOS device management solutions, says Tenorshare. In this guide, we will explore 3 effective strategies for factory reset iPad without Apple ID password, empowering users to regain control of their devices easily.

AMSTERDAM, The Netherlands /Massachusetts Newswire - National News/ -- The Landrovers are introducing their fully customized, high performance electric classic Defender. A brand-new Defender, built on an original chassis, has 600 horsepower and 4 in-wheel motors. This beauty accelerates to 60MpH in 5 seconds and has a range of 375 miles. Just like all Land Rovers that are produced by this Dutch company, the interior and exterior are fully customized.

PLANO, Texas /Massachusetts Newswire - National News/ -- Optimal Blue today released its April 2024 Originations Market Monitor report, which reveals the first year-over-year increase in purchase mortgage lock counts since the Federal Reserve initiated rate hikes in March 2022.

DENVER, Colo. /Massachusetts Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has been named one of the 2024 Best Places to Work in Financial Technology. The awards program was created in 2017 and is an Arizent and Best Companies Group project.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- Revo, the premium, high-quality, performance sunglass company, announced today the exclusive event on May 15th featuring Hall-of-Fame golfer and Revo ambassador, Annika Sorenstam. The event will take place at Revo's newly-opened retail store in Manhattan's SoHo neighborhood where fans will have the unique opportunity to take photos with the legendary golfer, enjoy signed giveaways and preview the Revo x Annika sunglass collection.

SAN DIEGO, Calif. /Massachusetts Newswire - National News/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced the release of the Base Rate Generator, an industry-changing solution that allows mortgage lenders to directly inform their front-end rate sheet pricing with their back-end capital markets executions. By combining live agency API connections, co-issue executions, aggregator pricing, and custom TBA indications, the MCT Base Rate Generator allows mortgage lenders to improve margin management and competitive performance.

LOS ANGELES, Calif. /Massachusetts Newswire - National News/ -- "We Were Better Together: Navigating Cancer as a Couple with Love, Practical Advice and Expert Guidance" (published by Legacy Launch Pad Publishing) began in 2014, when entrepreneur Robert J. Shearer and his wife Melissa faced tragic news two years into retirement together: Melissa had been diagnosed with uterine cancer.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- Are you wondering, "How do I convert Apple Music to MP3?" Recently, Tenorshare has released a new version of iCareFone that lets you know how to change iTunes songs to MP3 format. Besides, it can also convert Apple Music to FLAC files. And the best part? iCareFone works on both Windows and Mac systems. So, let's find out how to convert Apple Music to MP3 with this tool's help!

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- DataNumen, a global leader in data recovery solutions, is thrilled to announce the launch of its latest marvel, DataNumen Data Recovery 3.0. The new version boasts an impressive suite of features, including multilingual support, and promises to redefine the way users recover their lost data.

BOULDER, Colo. /Massachusetts Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that its Head of Marketing, industry-veteran Courtney Dodd, has been named a 2024 Sales, Marketing and PR Trailblazer award honoree by PROGRESS in Lending. Now in its fifth year, the award recognizes the top sales, marketing and public relations executives making the biggest impact on the mortgage industry today.

SAN FRANCISCO, Calif. /Massachusetts Newswire - National News/ -- Financial Women of San Francisco (FWSF) today named Lisa Pantages as the FWSF 2024 Financial Woman of the Year. Ms. Pantages is the Senior Vice President and Chief Financial Officer of the San Francisco Giants. FWSF is particularly excited to award the organization's highest honor to a female sports executive, a sector which FWSF has not previously recognized.

LA MESA, Calif. /Massachusetts Newswire - National News/ -- Pat Wright, a resident of La Mesa, California, has filed a lawsuit against Eric Sklar, President of the California Fish and Game Commission in San Diego Superior Court, challenging the arbitrary classification of domestic ferrets as wild animals. The lawsuit, titled Wright v. Sklar, was filed in the San Diego Superior Court and seeks a writ of mandate and declaratory relief. Wright is the founder of LegalizeFerrets.org.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- Severing as one of the most popular music streaming platforms, Spotify hosts all genres of music from its library. However, Spotify comes with several limitations and it's quite annoying to listen to songs if users are traveling abroad. In such scenario, YT Saver Spotify to MP3 Converter helps save their favorite songs/playlists with 100% lossless quality.

DENVER, Colo. /Massachusetts Newswire - National News/ -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, has announced a new partnership with Infrrd to provide ACES users access to intelligent document processing. When used in conjunction with ACES Quality Management & Control software, Infrrd's technology helps lenders improve the efficiency of their quality control (QC) reviews by indexing, categorizing and reviewing the accuracy of loan file documents prior to review.

LOS ANGELES, Calif. /Massachusetts Newswire - National News/ -- Gemoo Inc., the developer of FocuSee, proudly announces the launch of CapUp, an innovative AI caption generator designed to save editing time and effort for content creators, and help them easily create viral shorts like top content creators to boost their TikTok, Instagram, and YouTube growth and monetization 10x faster.

SALT LAKE CITY, Utah /Massachusetts Newswire - National News/ -- Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, announced its Vice President of Strategic Partnerships, Heidi Iverson, will be participating in the Mortgage Bankers Association's upcoming webinar "Using Data and Technology to Connect with Today's Buyers to Increase Homeownership," on May 14 at 3 p.m. ET.

SCOTCH PLAINS, N.J. /Massachusetts Newswire - National News/ -- Insurerants (Insurerants.com) combines the expertise of two industry veterans, JT Images and PL Communications, known for web design, SEO services, and content optimization tailored for insurance lead generation. With over two decades of joint experience, the partnership provides insurance professionals with the tools and strategies needed to increase sales in niche markets.

LAS VEGAS, Nev. /Massachusetts Newswire - National News/ -- At the forefront of the tech industry, VOC AI is gearing up to make a substantial impact at White Label Expo 2024, which will be held on May 8-9 at the Las Vegas Convention Center. Renowned for its groundbreaking developments in the Voice of Customer (VOC) and customer service AI Agent sector, VOC AI plans to unveil new ways to enhance customer interactions and support businesses through sophisticated AI technologies.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- TravelInsurance.com welcomes IMG (International Medical Group), an award-winning global insurance benefits and assistance services company, to its leading travel insurance comparison marketplace. TravelInsurance.com provides the simplest method to compare and purchase travel insurance from global travel insurers. The iTravelInsured Travel Lite, SE, and LX comprehensive travel protection plans from IMG are a highly regarded addition to TravelInsurance.com's roster.

SAN DIEGO, Calif. /Massachusetts Newswire - National News/ -- Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today reported a 1.87% increase in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

JACKSONVILLE BEACH, Fla. /Massachusetts Newswire - National News/ -- Industrial SalesLeads announced today the April 2024 results for the new planned capital project spending report for the Industrial Manufacturing industry. The Firm tracks North American planned industrial capital project activity; including facility expansions, new plant construction and significant equipment modernization projects. Research confirms 110 new projects as compared to 174 in March 2024.

JACKSONVILLE, Fla. /Massachusetts Newswire - National News/ -- Dark Matter Technologies (Dark Matter), an innovative new leader in mortgage technology backed by time-tested loan origination software and leadership, today announced that Monterra Credit Union (Monterra CU), a full-service financial institution serving members throughout San Mateo County, California, the City of Palo Alto and the San Francisco Bay Area, has selected the Empower® loan origination system (LOS) for mortgage loan, home-equity loan and home-equity line of credit (HELOC) originations.

DALLAS, Texas /Massachusetts Newswire - National News/ -- Stack Sports, the leading provider of youth sports software has launched a new rewards program delivering significant savings to youth sports families in the United States and North America. With Stack Rewards, families can earn cashback on everyday shopping and access special offers and deals to help pay for sports, resulting in projected savings of $100 million annually.

ATLANTA, Ga. /Massachusetts Newswire - National News/ -- WellVisor, a nationwide leader in Integrated Health & Wellbeing, announced today its partnership with FlexCare, LLC, to provide employers and benefit plans the most comprehensive, integrated health and wellness solution available. This partnership allows WellVisor's employers and their members to benefit from FlexCare's comprehensive solution. WellVisor and FlexCare will start their partnership immediately to further simplify the delivery of employee benefit tools for improving lives and lowering costs.

STATE COLLEGE, Pa. /Massachusetts Newswire - National News/ -- In the inaugural EnergyCAP Eco Champion Awards, leaders in sustainability and energy efficiency were celebrated across a diverse range of industries and use cases. All awards are based on submissions from the 2023 calendar year. EnergyCAP is a leading provider of energy and sustainability enterprise resource planning (ERP) solutions.

SALT LAKE CITY, Utah /Massachusetts Newswire - National News/ -- Mobility Market Intelligence (MMI), a leader in data intelligence and market insight tools for the mortgage and real estate industries, announced today that Ron Ross, an established senior executive, will fill the role of chief financial officer.

ORLANDO, Fla. /Massachusetts Newswire - National News/ -- Resell CNC is thrilled to announce the appointment of Jeff Kopp as our new Vice President of Resell CNC Auctions to our team. Jeff Kopp has over 40 years of experience in the metalworking and auction industries.

HONOLULU, Hawaii /Massachusetts Newswire - National News/ -- System4 Facility Services Management ("System4"), an industry leader in facility management solutions that specializes in customized commercial cleaning, disinfection and repair and maintenance services announced that a new office has opened in Hawaii. On May 1, 2024, Anthony and Saun Galang opened the System4 of Hawaii office location.

ANAHEIM, Calif. /Massachusetts Newswire - National News/ -- Stack Sports and Cal South have strengthened their ongoing partnership, adding CaptainU as its Official College Recruiting Software to Cal South and its youth soccer community. This continued Stack Sports partnership will further Cal South's mission of advancing and empowering its youth athletes and families through soccer. Cal South and Stack Sports have a longstanding relationship that spans over 20 years via Stack Sports' 'Sports Connect' solution, and have together played an integral role in bringing soccer to local youth.

POMPANO BEACH, Fla. /Massachusetts Newswire - National News/ -- The nation's hottest wordsmiths are descending upon the City of Pompano Beach for the 32nd Annual Southern Fried Poetry Slam. Pompano Beach Arts is proud to announce that this electrifying four-day festival will take place June 12-15, 2024. This celebration of spoken word, performance poetry, and the power of community attracts over 200 poets from around the country who will battle it out for bragging rights and a chance to be crowned champion.

HUNTSVILLE, Ala. /Massachusetts Newswire - National News/ -- Keel Point, LLC ("Keel Point") is pleased to announce the appointment of Joe Moore to Chief Wealth Officer of the firm's Family Office business. Joe joined Keel Point in 2011 and was formerly a Senior Family Wealth Director with Keel Point Family Office. He takes over from Douglas Andre who will continue supporting Keel Point Family Office clients as Senior Family Office Counsel.

POMPANO BEACH, Fla. /Massachusetts Newswire - National News/ -- The award-winning economic development firm, RMA (rma.us.com), is proud to have been selected by the City of Sarasota to conduct an Economic Development Market Analysis and Visioning for the City, including its business districts and neighborhoods.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- While some industrious individuals are busy looking for their second act, 90-year-old Sybil Evans, longtime resident of Manhattan's Murray Hill section is still going strong, forging ahead into her third with the Sybil Evans Trio. The dynamic, Brooklyn-born and raised nonagenarian singer was inspired by her 90th birthday to return to her love of bringing her pop-jazz stylings before a live audience.

DALLAS, Texas /Massachusetts Newswire - National News/ -- Stack Sports, the largest provider of sports management solutions, camps, recruiting, and elite player development software, proudly reflects on a year of unprecedented growth and success in 2023. Building upon its commitment to grow participation and transform the sports experience, Stack Sports has doubled in size over the past three years, now serving over 50 million users worldwide.

DALLAS, Texas /Massachusetts Newswire - National News/ -- Elevated Roofing is pleased to announce its emergency response team equipped to handle the urgent needs of homeowners in the aftermath of hail storms across the Dallas area. Elevated Roofing promises to deliver 24/7 emergency roof tarping and repair services, mitigating further damage to properties affected by severe weather.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- HitPaw, a leading software company specializing in multimedia tools, is excited to announce the release of HitPaw Edimakor version 3.0.0. The new version features a revamped user interface (UI) design aimed at providing a clearer and more intuitive video editing experience.

LOS ANGELES, Calif. /Massachusetts Newswire - National News/ -- For the fourth year in a row, Accounting Today has named KROST a Top 100 Firm. The firm ranked 82nd on the list by continuing to expand its services. In addition, KROST has once again earned the title of Regional Leader for the second year in a row, marking its third recognition in this category. From receiving these accolades to celebrating its 85th anniversary this year, KROST has reached another milestone in 2024.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- How to get my iPhone out of Recovery Mode? Many iPhone users often ask this question. Often, this situation arises when users try to revert their iPhone to a previous iOS version and the iOS 17 update doesn't work. The real issue is that most solutions to fix 'iPhone won't restore in Recovery Mode' problem could result in losing your data. However, Tenorshare ReiBoot is different.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- Are you wandering aimlessly, hoping to chance upon that elusive Pokemon in Pokemon GO? Exciting news for all fans! The iAnyGo iOS App from Tenorshare has undergone a major update, enabling players to effortlessly locate any Pokemon or raid without the need to move. With the iAnyGo iOS App, you can play Pokemon Go without physically moving.

ATLANTA, Ga. /Massachusetts Newswire - National News/ -- Down Payment Resource (DPR), the housing industry's leading technology for connecting homebuyers with homebuyer assistance programs, today announced that it has joined The Mortgage Collaborative (TMC), the nation's largest independent cooperative network serving the mortgage industry. As a member of TMC's Preferred Partner Network, DPR will provide its software, which provides operational support for utilizing its database of more than 2,300 down payment assistance (DPA) programs, at a discounted rate to TMC members.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- HitPaw, a leading creative solutions provider, is thrilled to announce its Mother's Day promotion for 2024. The special event aims to express gratitude to the loyal content creators who have consistently supported HitPaw. At HitPaw, you'll find the perfect software to make your Mother's day gifts or take the magic software as a gift to make her day.

HARLEM, N.Y. /Massachusetts Newswire - National News/ -- A fourth generation Harlemite, Sherri Culpepper took over her family's brownstones in 2012 and has been in a twelve-year wrangle with varying New York City agencies to maintain ownership of her two properties. In the process, numerous freeloading individuals are now "legally" housed in one of her brownstones and have been residing there for twelve years without paying rent and utilities or upkeeping any maintenance! Culpepper, has filed a formal legal complaint (Supreme Court Index #159115 /2022) against numerous New York city agencies.

NEW YORK, N.Y. /Massachusetts Newswire - National News/ -- "Whether you have forgotten your Nokia phone's screen lock password or have it carrier-locked to a network, there are several foolproof ways to help unlock it," says Tenorshare. In this guide, we will discuss how to unlock Nokia phone using alternative 3 ways.

IRVINE, Calif. /Massachusetts Newswire - National News/ -- Informative Research, a leading technology platform that delivers data-driven solutions to the lending community, announced today that Ryan Kaufman, IT Manager - Integrations, has been selected by HousingWire magazine for its annual Rising Stars award.

BISMARK, N.D. /Massachusetts Newswire - National News/ -- Imagine notarizing documents from the comfort of your couch, or while catching up on emails at your home office. For North Dakota notaries and their clients, that future is now a reality. Secured Signing, a leading innovator in Remote Online Notarization (RON) technology, is proud to announce its RON platform meets and exceeds the requirements as an official RON platform in the state.

SPRING, Texas /Massachusetts Newswire - National News/ -- Houston, we don't have a foot care problem - now that Modern Foot & Ankle has moved into the Lone Star State. The podiatric group originated in Florida and has a strong presence in Tampa, Orlando, and Palm Beach. But with its recent acquisition of a clinic in Spring, Texas, Modern Foot & Ankle enters a watershed moment.

PHOENIX, Ariz. /Massachusetts Newswire - National News/ -- The Black Chamber of Arizona is proud to announce the induction of 30 diverse small business owners into ImpactAZ 2025, a multi-Year program focused on contracting readiness. The program works directly with corporations to create more access and equity in purchasing and procurement. The 2nd cohort kicked off on April 24th awarding a total of $75,000 in scholarships, underscoring the commitment to fostering economic growth across the state of Arizona.

PHILADELPHIA, Pa. /Massachusetts Newswire - National News/ -- Agile, a groundbreaking fintech bringing mortgage lenders and broker-dealers onto a single electronic platform, announced today the launch of electronic bidding for the fourth month in the To-Be-Announced mortgage-backed securities (TBA) market. This marks a significant leap forward in the trading landscape of off-screen securities.

ST. LOUIS, Mo. /Massachusetts Newswire - National News/ -- BARE Zero Proof Spirits Inc., an innovator in the emerging non-alcoholic spirits sector, proudly announces the launch of two exquisite new expressions: BARE Zero Proof® Rum Blanco and BARE Zero Proof Caribbean Gold Spiced Rum. These additions to the BARE Zero Proof portfolio represent the pinnacle of a zero-proof rum cocktail experience, meticulously crafted to satisfy the discerning palates of today's consumers seeking alcohol-free alternatives.

NEW YORK CITY, N.Y. /Massachusetts Newswire - National News/ -- Argyle, the leading provider of direct-source income and employment data, is a winner of the 22nd annual American Business Awards®. The company received a Silver Stevie® in the mid-sized Financial Services Company of the Year category in recognition of its innovative approach to automating income a

JACKSONVILLE, Fla. /Massachusetts Newswire - National News/ -- Dark Matter Technologies (Dark Matter) today announced that its CEO Rich Gagliano has been recognized by Key Executives, a periodical publication providing news and information on today's leading corporate executives, as one of 2024's Top 25 CEOs of Florida's largest city, Jacksonville. The award recognizes CEOs from diverse sectors and industries whose trailblazing ideas and strategic leadership have contributed to Jacksonville's economic significance.

OSCEOLA, Iowa /Massachusetts Newswire - National News/ -- At the beginning of the year, another call into the Clarke County Development Corporation's (CCDC) offices rang, telling Executive Director, Bill Trickey, the Osceola Building Incentive Program is still connecting with home builders and developers. Since its inception in early 2019, the lot program, originally referred to as the "Free Land Program," has resulted in more than a half dozen lots exchanged with developers and home builders in lieu of standard homeowner tax abatements.

ATLANTA, Ga. /Massachusetts Newswire - National News/ -- Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, today released its Q1 2024 Homeownership Program Index (HPI) report. In a quarter where year-over-year (YoY) home prices jumped 6%, the YoY national down payment assistance count increased by 204, the largest annual jump since DPR began reporting on this data in Q3 2020.

BOULDER, Colo. /Massachusetts Newswire - National News/ -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced that its Head of Product Sydney Barber, has been honored by HousingWire with its 2024 Rising Stars award. Since Barber joined Floify in 2019, she's spearheaded dozens of product enhancements to help its customers operate more efficiently in a volatile market.

MIAMI, Fla. /Massachusetts Newswire - National News/ -- The IN Group, a leading global talent solutions provider, has opened new offices in Miami, Florida and Denver, Colorado as part of a major US expansion drive for talent brands Investigo and BioTalent. The new offices will be led by medical communications expert Elizabeth Bevan in Miami and Jessica Petersen and Trey Hanleyin in Denver, increasing the company's US headcount to 53.

PLANO, Texas /Massachusetts Newswire - National News/ -- Optimal Blue today announced that Brennan O'Connell, director of data solutions, has been honored with the 2024 HousingWire Rising Stars award. The award program celebrates emerging leaders in real estate and mortgage who have demonstrated rapid career growth and an ability to lead, achieving remarkable milestones before the age of 40.

STROUDSBURG, Pa. /Massachusetts Newswire - National News/ -- Kelly Auto Group has expanded its portfolio of stores this past month by purchasing Major Hyundai, now known as Kelly Hyundai of Stroudsburg. This new Hyundai location is located in Stroudsburg Pennsylvania, which is their first location in the Pocono community, in addition to their other locations in Easton, PA, Emmaus, PA, Hamburg, PA, and Melbourne, Florida. With the addition of this store, their total number of dealership brands reaches 12.

BLOOMINGTON, Minn. /Massachusetts Newswire - National News/ -- Imagine IT, a leading provider of managed IT services in Minnesota, Kansas, and Michigan, today announced the launch of its redesigned website, featuring an all-new design and the adoption of a new, streamlined URL: IMIT.com. The updated website and brand identity reflect the company's commitment to delivering innovative IT solutions.

JACKSONVILLE, Fla. /Massachusetts Newswire - National News/ -- Dark Matter Technologies (Dark Matter) today announced a new strategic partnership with Total Expert, the customer engagement platform purpose-built for modern financial institutions. A forthcoming bi-directional integration between Total Expert and the Empower® loan origination system (LOS) from Dark Matter will empower mortgage lenders to generate more leads, improve sales productivity and close more loans by intelligently automating and personalizing the homebuyer journey.